Free Financial Offers

Free Credit Cards:

0 apr credit cards are especially dangerous for young adults who might be somewhat naive about the rules of finance. If you are just getting out into the world, after high school, or college, and don't really yet understand how to budget correctly, a 0 apr credit card can seem like a godsend – something which will help you now, and which you don't have to worry about for a long to. But it is precisely for a long time that you will have to be worrying about your 0 apr credit card recklessness, once you become sunk in debt. Sometimes paying off your credit card debt can take upwards of 10 years!

Interest Free if NOT Transferring a Balance:

Blue from American Express - Get 6 months interest free! Reward program. Fraud Protection Guarentee.

We can help you find credit related products tailored to your needs. Bad credit or no credit is no problem. Search our extensive database for the credit card companies that want to give you a card. It is a free search, with no obligations what so ever! Start searching now!

Easy to Get:

Reward Programs:

American Express Gold Card - Apply for an American Express Gold card with best value guarentee (price protection), return protection, and membership rewards. [US]

Credit Report - Check Yours Regularly...and for Free

In the twenty-first century, there are few documents that have a greater impact on the lives of Americans then their credit report. Credit rating determines ones ability to buy a home, a car, or to obtain a credit card or a job. Since these things are important, it is equally important that the information be accurate. The only way to be sure of that is to check the report regularly. Prior to last fall, there were two ways to obtain a copy of your credit report: to pay for one, or to obtain one for free after being denied credit. Thanks to the Fair Credit Reporting Act passed last year, Americans can now obtain a free copy of their credit report from each of the three credit reporting agencies once a year.

Due to anticipated heavy response to the offer of free credit reports, the program has been rolled out in stages. People living in the West and Midwest are already eligible to apply for a copy of their report at www.annualcreditreport.com. As of June 1, 2005, those living in the Southeast are now eligible, and on September 1, 2005, those living in the Northeast will be eligible. All that is required to receive a copy of your credit report is to answer a few simple questions. Since it only takes a few minutes to do, there is really no reason to put off checking your credit report, and you may benefit tremendously by doing so.

The credit score is a single, three digit number that represents an individuals credit worthiness, and that score is obtained through a complex formula that takes into consideration a persons borrowing and spending habits and payment history. A high score makes someone more eligible for loans and credit, while a lower score may indicate that a person is a risk to repay. While the information contained on a credit report is generally accurate, incorrect information sometimes shows up on credit reports, and incorrect information could result in someone who being denied a loan for which they might otherwise be qualified. Furthermore, a credit report check is the best way to determine if you have been the victim of identity theft, an increasingly popular crime that often goes unnoticed for a year or more. If your identity is stolen, your credit rating can be ruined and you can be burdened with thousands of dollars in debt. The new bankruptcy law, which goes into effect in October 2005, draws no distinctions between debt incurred by an individual and debt incurred through identity theft. This alone should be reason enough to check your credit report regularly.

Since the law now allows individuals to obtain one free report per agency per year, anyone who wants to keep a close eye on their credit report can obtain a free report as often as every four months. Since the credit report affects your life in so many important ways, checking it regularly should become a habit.

©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including End-Your-Debt.com, a site devoted to debt consolidation and credit counseling, and StructuredSettlementHelp.com, a site devoted to information regarding structured settlements.

Free Credit Reports/Debt Services:

Free Credit Report - Get a FREE copy of your online credit report from Experian, the largest of the three national credit bureaus, along with 30 FREE days of the CreditCheck Monitoring Service. [US]

Debt Saviors is an industry leader in credit counseling and debt management. Our experience and knowledge has helped tens of thousands of people get out of debt. Sign up now! Click Here

RateRequest.com is the fastest and easiest way to receive FREE rate and payment quotes on a refinance, cash-out, or debt consolidation mortgage loan program. Fill out our quote request form today for a quick response from up to 3 lenders with no obligations. Click Here to Save Money Now! Click Here

Whether your credit's perfect or less than perfect, America's Lending Partners can help you find the best deal on your home loan. You can refinance at today's low rates, consolidate high rate bills, make home improvements, and even get extra cash. Our service is FREE to all homeowners! Click Here

Get your free credit report

Free Investing Tips:

65% of all American taxpayers pay more than they are required to Uncle Sam. Why? Because the tax laws and tax codes, deductions and credits, all seem so complicated. NOW, an organization of nearly 1,000 former IRS agents, CPAs and Tax Attorneys have come together to provide you FREE, "101 Hot Tax Tips", an easy to follow audio cassette and booklet. Order your FREE copy today! Click Here

Become a Fool! Register for free with The Motley Fool.

• Get our FREE 13 Steps to Investing Foolishly Guide
• Gain access to Fool.com
• Track your portfolio against the market
• Get your financial questions answered!
Click Here

Free Education:

Search the net's largest free scholarship database - Find free scholarships FREE! [US & Canada]

Free Job Help:

Free Resume Posting - Find a job quick using this great site [Worldwide]

HomeJobStop.com is dedicated to helping home-based professionals find rewarding work quickly. Telecommuters are a vital and growing workforce and together we are pioneering a new way of living.

Money Stretchers & Price Comparison:

Money Stretchers - Tips on how to lower your utility bills, food bills, and more.

Investing Tips - Compare brokerage firms, find ways to save on taxes and more.