If you have used Quicken®, ask yourself, are you any better off financially?
Most people find they're not. In spite of all that Quicken does it does not solve the fundamental problem that keeps most people from achieving their financial goals, managing their spending. The key is budgeting, but not the traditional approach. Quicken* uses the traditional after-the-fact approach, basically a month-end reconciliation of budget to actual spending, which simply does not work. Imagine trying to manage your grocery or clothing spending but not knowing how much you have spent in each until the end of the month. It just doesn’t work. You need accurate, up-to-date information for each spending category right when you make a spending decision. You cannot wait until the end of the month, or you'll find you have overspent yet again.

Introducing a new budgeting system called Mvelopes Personal that is revolutionizing how people budget and manage their money. Mvelopes Personal modernizes this same envelope concept using advanced Internet technology. You can now manage your finances in just a few minutes a week allowing you to get out of debt and save for the future. Mvelopes will give you the piece of mind to spend with confidence, knowing the money is set aside for each expense.

Always know how much you have left to spend in every budget category
Quicken® and Microsoft® Money both use after-the-fact budget reconciliation. This means that you don't know how much you have spent until you reconcile at the end of the month. Quicken and Money simply do not help you manage your spending or teach you how to effectively use a budget. Mvelopes Personal provides you critical balance information for each spending category at all times. You always know how much you have left to spend which enables you to make informed spending decisions. More